About Negative Credit

Say goodbye to negative credit, and say hello to a brighter future with credit repair from Credit Team USA

About negative credit

The small cost of having your credit scores raised by improving your negative credit information is far outweighed by the savings you will realize on future loans… and present loans that can be refinanced at lower rates because you decided to retain Credit Team USA CREDIT RESTORATION SERVICE thereby, enjoying your new and improved credit scores.

COST OF NEGATIVE CREDIT INFORMATION
Compare What Good Credit Can Do For You
Example: $200,000 Mortgage Loan – Paid Over 30 Years
Credit status
Rate
Payment
Cost of bad credit
Perfect
5%
$1,073.64
least amount
Good
7.5%
$1,398.43
$116,920.42
Mildly damaged
9.9%
$1,740.38
$240,026.79
Damaged
12%
$2,057.23
$354,073.21
$20,000 Car Paid Over 5 Years
Credit status
Rate
Payment
Cost of bad credit
Perfect
4.9%
$ 376.51
least amount
Good
9%
$415.17
$2,319.43
Mildly damaged
19%
$518.81
$8,538.20
Damaged
29%
$634.84
$15,499.43
Don’t wait 7-10 years. Call the Credit Team today and begin restoring your credit.

NO LAW REQUIRES NEGATIVE INFORMATION TO REMAIN ON YOUR CREDIT REPORTS

Negative credit information can stay on a report for as long as 7 to 10 years. And in the case of a collection account being sold from one collection agency to another, the negative entry can remain on your files for even longer.

Recent studies by several “Consumer Advocacy Groups” concluded that up to 70% of consumers have inaccurate information that falsely portrays a negative credit rating. Because of negative entries on credit reports consumers are forced into paying higher interest rates on loans, insurance and denied the ability to rent and obtain employment.

The good news is that federal law allows you to review your reports and challenge the negative or derogatory information. Despite the fervent claims that negative information must stay on your credit reports, Credit Team has deleted or upgraded thousands of negative entries for their clients.