With the services of our CREDIT REPAIR TEAM you will see results within the first five weeks, you generally see strong improvement from our CREDIT REPAIR SERVICES within as little as three months. Your Credit repair Team contracts with you for a full year or until all netive credit is deleted or upgraded from your credit files..

We back our CREDIT REPAIR SERVICE with a full written warranty, detailed on this web site.

CAN ANYONE CHALLENGE THEIR OWN CREDIT AND GET THE SAME CREDIT REPAIR RESULTS AS CREDIT TEAM USA?

Yes, anyone can dispute their own credit reports, just as you can be your own attorney, accountant, car mechanic, etc. Getting the CREDIT REPAIR RESULTS you are looking for is amazingly difficult, complex and can be extremely frustrating. It is no coincidence that the Federal Trade Commission receives more complaints against credit bureaus than any other type of business.

NEWS FLASH: Credit Bureaus to Pay $2.5 M to Settle Charges

Washington – The nation’s three major credit bureaus have agreed to pay $2.5 million total to settle charges that consumers calling their toll-free lines could not reach personnel to discuss credit reports, regulators said Thursday.

The Federal Trade Commission alleged that the national consumer reporting agencies, Equifax, Experian and Trans Union, blocked millions of calls from consumers during business hours.

ABOUT CREDIT REPORTING AGENCIES

Credit reporting agencies exist to serve the interest of their financial supporters, the creditors, first. They sell information contained in your credit file to potential credit grantors. This information will enable them to determine your ‘credit worthiness.’

There are three major credit reporting agencies: Equifax, Experian and Trans Union. They actively seek negative information on you relating to late payments, bankruptcies, liens, judgments, collections, etc. Inaccurate information might be entered on your report. Negative information can stay on a report for as long as 7 to 10 years. In the case of collections, agencies often sell and resell the account resulting in those negative entries remaining on your credit report for even longer.