Blogs

Phoenix Credit Repair Service stops old debts

August 02, 2010 Credit Tips of the Month

Old debts can find new life when sold. Are you being haunted by debt that 3 years, 6 years, 8 years and older? If so, you have rights that can stop such collection attempts and get the NEGATIVE CREDIT REMOVED. The statute of limitations governs the time frame in which a collector is legally able to collect previous debts. However, collection companies violate such statutes knowingly and willingly all the time in order to try and renew time the frame. The fact is, there are thousands of borrowers being pursued for a balance that has expired. Such claims are routinely sold o... Read More

RECOGNIZING A CREDIT REPAIR SCAM

July 27, 2009 Credit Tips of the Month

Everyday, somebody claims to be scammed by the promises of getting his or her CREDIT REPAIR as well as the HOME LOAN MODIFICATION. Here are some tips to help the selection of a LEGITIMATE CREDIT REPAIR operation. First, if the company wants you to pay for credit repair services before they provide any service, be sure that the company has been doing business for a reasonable period of time. Credit Team USA (www.credit-team.com) has been in services since 1997. Second, be sure that the company tells you your rights and what you can... Read More

CREDIT REPAIR: How To Help Yourself

July 27, 2009 Credit Tips of the Month

You see the advertisements in newspapers, on TV, and on the Internet. You hear them on the radio, from friends and coworkers. You get fliers in the mail, email spams, and maybe even calls offering credit repair services. They all make the same claims: "CREDIT PROBLEMS? No Problems!" "We can remove bankruptcies, judgments, liens, and bad loans from credit file forever!" "We can erase your BAD CREDIT ---100% guaranteed." "Create a new CREDIT IDENTITY---legally." The Federal Trade Commission (FTC) says do yourself a favor and save some money, too. The FTC knows that the Fair Credi... Read More

CREDIT RESTORATION SEATTLE- BUDGETING DEBT

July 26, 2009 Credit Tips of the Month

SEATTLE CREDIT RESTORATION begins with budgeting your debt. First, the proper amount of credit card debt is zero. If your credit card debt is over 50% of it's high credit limit it lower your credit scores. Further, it's an indication that you are living above your means, despite how you might feel about your financial situation. CREDIT RESTORATION SOLUTION:Put together a budget that you can live with and that works. List out your must have expenses and work on getting them down to 50% close to what your take home pay is. (i.e. housing,transportation, food, insuran... Read More

TIPS TO IMPROVE YOUR CREDIT SCORES - Part One

July 21, 2009 Credit Tips of the Month

We have helped improve credit scores since 1997, as such, Credit Team USA has been helping thousands of consumers to improve their CREDIT SCORES by focusing in the Fair Isaac Corporation (FICO) CREDIT SCORE-COMPONENTS. The FICO uses a few bits of information to determine your CREDIT SCORE. It is performed based on a 35% PAYMENT HISTORY; 30% AMOUNT OWED; 15% LENGTH OF CREDIT; 10% NEW CREDIT (including INQUIRY); and 10% TYPE OF CREDIT. If you would like to know more about how to RESTORE and PRESERVE an EXCELLENT CREDIT, contact Credit Team USA (... Read More

TIPS TO IMPROVE YOUR CREDIT SCORES - Part Two

July 21, 2009 Credit Tips of the Month

In general, you need to know that it takes time and discipline to IMPROVE YOUR CREDIT SCORES. The rules and/or FICO CREDIT SCORE-COMPONENT shown in Part One should become second nature to you in order to keep an EXCELLENT CREDIT. Please, don't fall for any promises to IMPROVE CREDIT SCORES overnight or just a mere fee without educating you on how DAMAGED your CREDIT is. Further, it's important that you understand the CREDIT REPAIR PROCESS and have a realistic objective. The CREDIT REPAIR SPECIALISTS at Credit Team USA (www.credit... Read More

TIPS TO IMPROVE YOUR CREDIT SCORE - Part Three

July 21, 2009 Credit Tips of the Month

There is a well known popular common sense CREDIT TIP at Credit Team USA (www.credit-team.com): "The only person who can make a large dent in your credit is you." "And, the only person who can make the first step to REPAIR YOUR CREDIT is you." As it is said: "Your CREDIT is in the pot and the creditors are holding the pot's handle. Credit Team USA services can be retained to regulate the heat that the pot is receiving by protecting your constitutional rights of due process of law enacted by Congress in its Fair Credit Reportin... Read More

CREDIT REPAIR BLOGS- TIPS HOW TO RAISE CREDIT SCORES PHOENIX AZ

July 20, 2009 Credit Tips of the Month

PHOENIX ARIZONA CREDIT REPAIR BLOGS- "TIPS ON HOW TO RAISE YOUR CREDIT SCORES" IN ARIZONA. PHOENIX CREDIT REPAIR TIPs. Can the statutes of limitations help RAISE MY CREDIT SCORE, if so, how? Fact, if your past due collection account is beyond such time frame as stated in the governing statute you do not owe the debt, PERIOD! We can use such facts to help RAISE YOUR CREDIT SCORES by compelling the creditors to report to the credit bureaus that such account is not valid based upon the governing statute, thereby, deleting the negativ... Read More

	Phoenix Credit Repair Service stops old debts Aug.02, 2010

	RECOGNIZING A CREDIT REPAIR SCAM Jul.27, 2009

	CREDIT REPAIR: How To Help Yourself Jul.27, 2009