Blogs

CREDIT RESTORATION SEATTLE- BUDGETING DEBT

July 26, 2009 Credit Tips of the Month

SEATTLE CREDIT RESTORATION begins with budgeting your debt. First, the proper amount of credit card debt is zero. If your credit card debt is over 50% of it's high credit limit it lower your credit scores. Further, it's an indication that you are living above your means, despite how you might feel about your financial situation. CREDIT RESTORATION SOLUTION:Put together a budget that you can live with and that works. List out your must have expenses and work on getting them down to 50% close to what your take home pay is. (i.e. housing,transportation, food, insuran... Read More

TIPS TO IMPROVE YOUR CREDIT SCORE - Part Three

July 21, 2009 Credit Tips of the Month

There is a well known popular common sense CREDIT TIP at Credit Team USA (www.credit-team.com): "The only person who can make a large dent in your credit is you." "And, the only person who can make the first step to REPAIR YOUR CREDIT is you." As it is said: "Your CREDIT is in the pot and the creditors are holding the pot's handle. Credit Team USA services can be retained to regulate the heat that the pot is receiving by protecting your constitutional rights of due process of law enacted by Congress in its Fair Credit Reportin... Read More

TIPS TO IMPROVE YOUR CREDIT SCORES - Part Two

July 21, 2009 Credit Tips of the Month

In general, you need to know that it takes time and discipline to IMPROVE YOUR CREDIT SCORES. The rules and/or FICO CREDIT SCORE-COMPONENT shown in Part One should become second nature to you in order to keep an EXCELLENT CREDIT. Please, don't fall for any promises to IMPROVE CREDIT SCORES overnight or just a mere fee without educating you on how DAMAGED your CREDIT is. Further, it's important that you understand the CREDIT REPAIR PROCESS and have a realistic objective. The CREDIT REPAIR SPECIALISTS at Credit Team USA (www.credit... Read More

TIPS TO IMPROVE YOUR CREDIT SCORES - Part One

July 21, 2009 Credit Tips of the Month

We have helped improve credit scores since 1997, as such, Credit Team USA has been helping thousands of consumers to improve their CREDIT SCORES by focusing in the Fair Isaac Corporation (FICO) CREDIT SCORE-COMPONENTS. The FICO uses a few bits of information to determine your CREDIT SCORE. It is performed based on a 35% PAYMENT HISTORY; 30% AMOUNT OWED; 15% LENGTH OF CREDIT; 10% NEW CREDIT (including INQUIRY); and 10% TYPE OF CREDIT. If you would like to know more about how to RESTORE and PRESERVE an EXCELLENT CREDIT, contact Credit Team USA (... Read More

CREDIT REPAIR BLOGS- TIPS HOW TO RAISE CREDIT SCORES PHOENIX AZ

July 20, 2009 Credit Tips of the Month

PHOENIX ARIZONA CREDIT REPAIR BLOGS- "TIPS ON HOW TO RAISE YOUR CREDIT SCORES" IN ARIZONA. PHOENIX CREDIT REPAIR TIPs. Can the statutes of limitations help RAISE MY CREDIT SCORE, if so, how? Fact, if your past due collection account is beyond such time frame as stated in the governing statute you do not owe the debt, PERIOD! We can use such facts to help RAISE YOUR CREDIT SCORES by compelling the creditors to report to the credit bureaus that such account is not valid based upon the governing statute, thereby, deleting the negativ... Read More

Portland Oregon-Housing Market and Credit Repair Services

July 17, 2009 Credit Tips of the Month

Credit Repair Services in Portland Oregon are needed now more than ever. The good news is, in Portland Oregon the housing market for the month of June didn't get worse. The rest of the news is that it didn't get much better. With some of Portland Oregon's top economist pointing to the housing market bouncing back, based upon a rise in recent closed and pending sales, it may be the time to buy. Your local credit repair service can help analize your credit worthiness and help improve your credit (raise your credit scores) so you may qualify to take advantgage of the best buyers marke... Read More

IMPROVING YOUR CREDIT SCORES- PORTLAND OR

July 17, 2009 Credit Tips of the Month

PORTLAND OR- IMPROVING YOUR CREDIT SCORES! One of the most commonly used scoring tools is the FICO CREDIT SCORE. FICO stands for "Fair Isaac Corporation." It's very important to understand how the FICO credit score is determined. Keep in mind that programs that generate your credit score are complex, and their designs are closely guarded secrets. However, Credit Team USA knows that they generally look for proof that you are a seasoned, responsible borrower. Howver, there are numerous of errors that are often found reporting in the credit bureuas reports. Let it be noted, th... Read More

RAISE YOUR CREDIT SCORES- SEATTLE WA

July 17, 2009 Credit Tips of the Month

SEATTLE WA- RAISE YOUR CREDIT SCORES? The programs that generate your credit scores are complex, and their designs are closely guarded secrets. However, Credit Team USA knows that they generally look for proof that you are a seasoned, responsible borrower; and much of the time, it is done violating your due process of law and the protection that US Citizens have under the Fourteenth Amendment. Further, you are protected under your rights as governed under the FAIR CREDIT REPORTING ACT. Don't believe it when you read that the only way to RAISE YOUR CREDIT SCORES is by time and paying... Read More